By accessing this website the visitor acknowledges that she/he has read, understood and agreed to be bound by these terms and to comply with all applicable laws and regulations. eMONEco, Inc. grants permission to download one copy of the materials on this website on a single computer for the visitor's personal or internal business use provided that the visitor does not modify the materials or disseminate the materials to a third party. This permission terminates immediately if the visitor breaches this Agreement. If the visitor does not agree to these terms, then the visitor is not entitled to use this website. eMONEco, Inc. may, in its sole discretion and without notice, revise these terms at any time by updating these Terms of Use. Reliance on Material The material on this website contains matters intended to be of interest and is offered free of charge. It may be updated and amended from time to time. Whilst eMONEco, Inc. takes care to compile the material, it may not reflect the most recent developments. Information on this website may contain technical inaccuracies or typographical errors. The materials on this website are provided to the visitor upon the express condition that the materials do not constitute the rendering of any investment, consulting, legal, accounting, tax, career or other advice or services. Visitors should not act or refrain from acting on the basis of the materials on the website without first obtaining advice from a qualified professional specific to their circumstances. Hyperlinks eMONEco, Inc. makes no representation about any other website a visitor accesses based upon the website materials. Any non-eMONEco, Inc. website link is not endorsed or accepted by eMONEco, Inc. , nor does eMONEco, Inc. accept responsibility for that website's content. Limitation of Liability eMONEco, Inc. does not warrant that this website is free from anything which may damage any computer, or its data, that accesses the website. The visitor is uniquely responsible to ensure that whatever s/he uses is free of such items as viruses, worms, trojan horses and other items of a destructive nature. The materials on this website are distributed on an as is basis without any warranties. To the fullest extent permitted by law, eMONEco, Inc. disclaims all warranties, be they express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and infringement of intellectual property rights. Without limitation, eMONEco, Inc. does not warrant the accuracy of the materials, the uninterrupted nature of the website's functions. To the maximum extent permitted by law, eMONEco, Inc. excludes completely all liability to any person for loss or damage of any kind (however caused, including by negligence) arising from or relating in any way to a visitor's use of this website. To the maximum extent permitted by law, under no circumstances shall eMONEco, Inc. , its predecessors, successors, parents, subsidiaries, affiliates, officers, directors, shareholders, investors, employees, agents, representatives, attorneys and their respective heirs, successors and assigns be liable for any damages, including direct, incidental, punitive, special, consequential, or exemplary damages that directly or indirectly result from the use of, or the inability to use, this website or the information contained on the website, including for viruses alleged to have been obtained from the website. Intellectual Property Unless otherwise indicated, eMONEco, Inc. reserves all ownership in the content and design of this website. Except as otherwise indicated, a visitor may not, in any form, or by any means reproduce, store in a retrieval system, display, publish or create derivative works from any part of the content or design of this website. Nothing on this website should be construed as granting any license or other legal right to use the materials on this website. If a visitor believes in good faith that any website materials infringe known legal intellectual property rights, s/he should notify eMONEco, Inc. in writing of the alleged infringement. eMONEco, Inc. will then take any appropriate action. Remedies eMONEco, Inc. reserves the right to seek all remedies available at law and in equity for violations of these terms of use. Enforcement of the Terms of Use This agreement is governed and interpreted pursuant to the laws of Kansas, notwithstanding any principles of conflicts of law. The visitor expressly agrees that exclusive jurisdiction resides in the courts of Kansas, and that the visitor expressly consents to the exercise of personal jurisdiction over him/her in connection with any dispute relating to this website. If any part of these terms is determined by a court with jurisdiction to be unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of the remaining provisions.